Free Money isn't Free

Usury-free dollars at real cost.

A lot of people claim the banks print money "out of thin air," but in fact most money is created when loans are negotiated. When you buy a house on terms, that creates the principal value of your loan in new "dollars." Your house is collateral for a loan you must repay with interest.

It is important to note that the interest to repay the loan is not created. This causes a vacuum that must be immediately filled by the creation of more money or the whole shebang comes tumbling down.

More money must be lent to pay for what has already been lent. Ad infinitum at interest.

All that money creating is hard work at first, but after that it's as easy as cashing the monthly mortgage checks. How much do utility companies charge to maintain your account? Very little.

If someone doesn't pay up, the bank can take his house! We've seen a lot of this since 2008,

I believe the dollar would be an international treasure if created usury-free at real cost. The immense savings to borrowers would create a real economy for the first time since 1913.

Hello, Merka, how are you?

With apologies to Arlo Guthrie: https://www.youtube.com/watch?v=OfxoM6trtZE

Greg Hunter interviews Michael Pento


Pento's prediction is that "real" interest rates (those we peons pay) will be dropping. Good news, if you aren't an "investor." Investing in usury is investing in death.

Here is my YouTube comment:

Objective future analysis by a certified usurer. Pento curiously thinks usury proper.

Yellen cannot raise rates because we have had a zombie economy since 2010.

All of her friends and relatives are (I believe) heavily invested in enterprises addicted to "free money." Cut off the free money and the world stops turning (for them.)

As for the serfs, let them pay the highest rates possible for what spills out of the trough. Let them fight over the bones like dogs. The system benefits the already rich.

Zero interest for the rich, zero empathy for the poor. Hello, Merka, how are you?

Allowing a private monopoly to create the public currency at interest is a mortal sin against the people. It is lawful genocide. The rich are literally killing off the poor. Do I even have to explain how they do it? There are so many ways the status quo benefits those who have money at the cost of those who do not have money. The evidence pervades.

How long can you tread water? With no job, the money runs out fast. Hope takes a little longer.

Can we all get along?

In response to a lady who felt Obama somehow failed her race

It really isn't black versus white, it is a class war. Even that is a misleading way of putting it. The 1% is a gross overestimation of the size of the offending parties. There are very old and rich families that own everything. These are your true enemies. These are the people that have put in place everything you despise. They operate the matrix. They run the whole show. They pay for it all via an Act of Congress. Guess what that means? Yes. They operate the government, too.

BULLOCKS

One of my three comments on this video.

How long will you REVOLVE, bankrupting the world via USURY and then pressing the RESET button so you can continue CHEATING one another until the credit runs out again?

I ask you to EVOLVE. Reject usury. End the vicious practice of artificially making money scarce in order to sell it as if it were a commodity. Look who owns the monopoly on money creation now, and how they have abused their god-like power.

Shall we destroy one corrupt world just to create another?

I'm calling BULLOCKS.

Three Things Needed ASAP

Time to uproot evil.

By my count there are three great problems in the world that are the primary sources of evil. What is evil? Well, it is certainly unfair. I would say evil is anything usurious – anything that seeks an unfair advantage. Any violation of an individual's rights is an evil trespass. Your individual rights end where my individual rights begin. Do not cross the line and all will be fine.

Unfortunately, individual rights are given the lowest priority by modern cultures. To the government you are just a number. Individuals, unless remarkable, are not remarkable. Any single person is statistically insignificant and even more insignificant if they have no money.

The first problem is the money itself, of course. I have written of this many, many times. Money must not be lent at interest. The best money would be a sovereign coin owned by the (sovereign) people themselves. The money to pay interest is never created, only the principal is loaned. Being forever short of money, the world scrambles to pay its bills – some people are consumed by their efforts.

The second obvious problem is that our legal system was designed by the same kind people who operate our economic system. There are two tiers to the rules – one for the chosen and another for the suckers. The rich legally steal endless wealth from the poor. A corrupt legal system makes this possible.

The current system regards anything as legal if not yet illegal. This allows enterprising criminals to get away with murder. To combat this, “lawmakers” make thousands and thousands of laws every year. You can't fill all the loopholes, folks. Their solution is always another law. Endless law.

Loopholes are not the worst of it, though. Ninety-nine percent of all laws in the United States are probably unconstitutional. Seriously, some draconian laws get passed. Laws, statutes and ordinances step all over everyone's rights in almost every case. Forget about Executive Orders.

Why not just go with one simple law that says the individual has rights that may not be violated? Any violation might be judged by our peers and the interloper punished in an appropriate manner. The vast majority of people know the difference between right and wrong. We don't need lawyers or mountains of legalese. Such tripe is the work of weasels working you to their advantage.

One beautiful side-effect of eliminating the various complicated laws is that the notion of incorporation would disappear as well. No more corporations. Corporations only exist to limit liability. Everyone should be liable for their own actions. Where does the right to limit liability come from? No more.

The third change we need to make is to learn to identify psychopathic people. These are the people that created the mess we are in today. Crazy people are running the place. The rest of us have allowed this because things have been like this for generations and we have been taught that this is just the way the world works. It is the way the world works, but the world could change if it would only think.

Think about the violence we see everywhere. Violence fueled by a lack of money or a need for more.

Short money buys a short fuse. Everyone suffers while the bankers watch debt accumulate. What has America gained from its national debt? What have we got left? Was selling our grandchildren worth it?

Biblical Bill of Rights

Luke 6:31 "Do unto others as you would have them do unto you.”

The “Golden Rule” is the ultimate lawful authority as it describes the bounds of liberty. Should your actions overstep mine then I will be offended. One simple sentence sets the boundaries of civil society.

Anything that violates an individual's rights is wrong. No one but the individual may set the terms of agreement (compensation without coercion.) Any group right is subservient to individual rights.

The majority of people do the right thing because they don't want any trouble. People understand the concept of the Golden Rule from a human perspective. Don't hurt me and I won't hurt you.

Imagine a group of bullies forcing you to do something you do not want to do. Compare this to a group of allies helping you to do whatever you want to do. Does your government assist you?

You cannot have a healthy group unless it is made up of healthy individuals. Government oppression is governmental suicide. Anything that offends the individual offends society at large!

The only rule we need was given to us long ago. Christians understand the concept as does anyone else who is remotely human. The concept isn't just Biblical, it is human nature.

When applied properly, the rule will expose the fallacy of charging interest. Truly sovereign money is a tool created for the benefit of all people, thus no individual or group may charge interest/usury. Who has the right to profit from a national treasure? Foreign bankers? Why?

We the people create the economy based on our own needs. We create the jobs because there are things we need done. Without customers any business will fail. (Government is also a customer...)

So in this one sentence we have both law and economics. There would not be corporations, only companies. Corporations avoid liability by claiming their group rights trump the rights of individuals. Nothing trumps your rights as an individual. Luke 6:31 acknowledges our fundamental right to not be cheated.

No corporations and no interest. That would change the game wouldn't it, Mr. Blankfein?

Wealth versus Money

There is a difference between wealth and money but it is not immediately obvious.

You don't need a nickle to be fabulously wealthy.